It is suggested that students should start paying loans back at a lower threshold of £19000. Already priced out of the housing market, having a high unemployment rate, the young are being penalised for COVID which did not really impact on their health. A more sensible approach would be to increase tax on pensioners receiving over £30000 (or whatever is needed to restore an equable relationship between the generations. After all most, like me have paid off their mortgages (which were minuscule compared to what is required today). At present the children of wealthy parents have the distinct advantage.